Tuesday, August 7, 2007

How Dare You Ask To Check My Credit.....

How dare you ask to check my credit!

This is what goes through my mind every time I'm asked to 'sign-on-the-dotted-line" by a potential employer. I understand the mechanics of the entire situation but it still doesn't really make sense to me....

Employers want to check your credit so they can be sure your salary will cover your debt....
--I'm just so sure they are looking out for my best interest.

Employers want to judge your character by your ability to manage your debt.....
--AHA Houston, we have touch down! This is probably the closest to the truth we will get..

I don't understand how ANYONE can judge someone's character by snooping through a credit report. Just because I manage money badly, doesn't mean I don't have good character! Just because I couldn't get that bill paid, from five years ago, doesn't mean I'm not a hard worker. It doesn't mean I'm not trustworthy and deserving of a position in someone's company. It simply means that I'm NOT GOOD WITH MONEY thus MY NEED FOR THE JOB.

Not to mention, there are consequences for too many inquiries for one's credit report.

Don't get me wrong, I can see this practice as practical in some fields of work. Anything financially related, I would agree to employers wanting to see how their potential employee manages money. But, for the life of me, I can't see why any other business would need to.

Stick to the damn background checks and let's call it a day!


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